Motor Accident Claims (MACT)
Lost a family member or injured in a road accident? We help you claim the full compensation you are entitled to from the insurance company through the Motor Accident Claims Tribunal.
Learn moreVehicle Insurance — New Policy, Renewal & Rollover
Car, two-wheeler or commercial vehicle — get the right cover at the right premium, with your No Claim Bonus protected and renewals tracked for you.
Vehicle Insurance
How Legal Sathi helps
Third-party motor insurance is mandatory under the Motor Vehicles Act, and a comprehensive policy protects you against damage to your own vehicle, theft and natural calamities. Choosing the right Insured Declared Value (IDV) and add-ons makes a big difference at claim time.
Legal Sathi compares quotes from leading insurers and arranges new policies, renewals of expiring policies and rollovers from another insurer — making sure your No Claim Bonus (NCB) is transferred correctly.
And if you are ever in an accident, our legal team is already on your side for the claim.
Discuss your caseWhat we cover
- Car, bike & two-wheeler insurance
- Commercial vehicle, taxi, truck & e-rickshaw insurance
- Comprehensive, third-party & own-damage policies
- NCB transfer and expired policy renewal
- Zero depreciation, engine protect, RSA & other add-ons
- Renewal reminders before expiry
Checklist
Documents you will need
Don't worry if you don't have everything — our agent helps you collect what is missing.
Registration Certificate (RC)
Previous policy copy (for renewal / rollover)
Aadhaar and PAN of the owner
Driving licence
Vehicle photos (front & rear) for expired policies
Invoice copy (for new vehicles)
How it works
Our process
Free consultation
Tell us what happened; we explain your options.
Documents
We collect and verify every paper needed.
Filing & follow-up
We act before the authority and follow up.
Resolution
Award, release or policy — with full records.
FAQ
Vehicle Insurance — frequently asked questions
Can I renew an expired vehicle insurance policy?
Yes. An expired policy can be renewed, though the insurer may require a vehicle inspection, and NCB may be lost if it has been expired for more than 90 days.
What is the difference between third-party and comprehensive insurance?
Third-party insurance covers damage or injury you cause to others and is compulsory. Comprehensive insurance adds cover for damage to your own vehicle, theft, fire and natural disasters.
Will I keep my No Claim Bonus if I change insurer?
Yes. NCB belongs to the owner, not the insurer, and is transferred on rollover with the previous policy details.
Do you insure commercial vehicles?
Yes — goods carriers, taxis, buses, tractors and e-rickshaws, in addition to private cars and two-wheelers.
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Contact us
Send us your query
Fill in the form and our team will get back to you, usually within one working day.
Need legal help right now?
Speak to our team — the first consultation is free.